Comprehensive Insurance for Breweries
Protect your brewery with Clarke Dove’s specialised insurance expertise. Designed specifically for breweries by insurers, the comprehensive brewery and distillery insurance coverage addresses the unique challenges and risks faced by brewers, integrated brewers, and pub operators.
Why Choose Clarke Dove Brewery Insurance?
Tailored Coverage: Insurers have combined their knowledge and experience alongside insights from brewers to create a bespoke insurance package. This coverage is designed to meet the unique needs of brewery owners, offering protections not available through standard ‘off-the-shelf’ insurance products.
Exclusive Policy Benefits: This unique policy incorporates innovative and specific industry extensions, providing comprehensive protection beyond the usual range of covers, including Property, Business Interruption and Liability. It specifically addresses the distinct risks faced by the brewing industry, ensuring your business is well-protected and resilient.
Specialised Solutions:
- Premises, Plant & Equipment: Safeguard your brewery’s physical assets, from the building itself to the specialised brewing equipment covered under business contents insurance.
- Raw Materials & Stock: Protect the essential ingredients and finished products that are the lifeblood of your business.
- Income/Profit Protection: Ensure financial stability in the event of unexpected disruptions to your operations.
- Brewing Processes: Coverage tailored to the unique processes and workflows of the brewing industry.
Why Clarke Dove?
Customer-Focused Approach: At Clarke Dove, we understand that you prefer a personal touch when it comes to your insurance needs. Our customer-focused team is here to provide personalised service, addressing any queries you may have and ensuring you feel supported every step of the way. Our approach is built on the belief that people prefer to deal with people, setting us apart from other brokers.
In-Depth Industry Expertise: With our specialised focus on brewery insurance, you can trust that we have a deep understanding of the industry and its associated risks. This expertise allows us to offer insurance solutions that are finely tuned to the specific needs of your brewery.
Our Unique approach to Brewery Insurance
Contact us for or more information or to discuss your specific insurance needs, please contact our UK business insurance team today. We are here to help you secure the future of your brewery with confidence.
Brewery Insurance FAQs
What Covers Do Breweries Need?
Breweries require cover for their potential liabilities in addition to coverage for their material damage. This means cover for employers, public and products liability, contents, stock and tenants’ improvements. In addition, other coverages such as goods in transit, money and legal expenses can be added to an insurance for breweries policy to suit your needs.
We Attend Outside Events, Beer Festivals And Fêtes – Will We Be Covered For This?
Specific insurance for breweries policies contain extensions to cover breweries at typical events that breweries attend, such as beer festivals and farmers markets. If the events do not fi t into the traditional profile of events attended by breweries, it is still possible to extend cover to cover these events at the insurer’s discretion.
We Have A Brewery Tap – Will We Be Covered For This?
Yes, this can be covered under a brewery policy as long as this is notified to insurers. Something that is worth keeping in mind is that whilst stock of beer generally does not need to be separately declared from your stock sum insured, any stock of wines and spirits generally does need to be separately declared as ‘target stock’. In addition, insurers must be made aware of the types of events that you hold in your brewery tap – even typical events such as pub quizzes, beer festivals and live music.
As A Distillery, Our Stock Is Primarily Comprised Of Spirits – Does This Need To Be Separately Declared On A Policy?
Yes. Wines, fortified wines and spirits are known as ‘target stock’, meaning that they are more attractive to thieves than standard stock and as such insurers require this declaring separately to other stock on your brewery/distillery insurance policy.
About Us
Clarke Dove Insurance Brokers have been providing expert insurance advice on an impartial basis since 1982.
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See what our brewery clients have to say about their experience with us.
People we've helped:
Steve - Alfreds Brewery
I have had the first batch back and we have deferred the second until later in January. It is probably best to stand down the insurer I think. If the bottling company were to pull out of the arrangement at this point, I imagine that it wouldn’t be worth a claim for the remaining amount.
Thank you for your guidance. Your help was influential in how we successfully made the case to the bottling company.
Colin Wilde, Commercial Director, Castle Rock Brewery
Clarke Dove has been our insurance broker for over 27 years, and has consistently demonstrated a very high level of service, helped us understand and manage risks within our business and has provided competitive insurance.
